For a short-time period goal, you could spend money on a 1-12 months time deposit in which the interest is payable yearly, however calculated quarterly. How can you invest the money until then to earn some extra interest? Here are some of the mutual fund categories that can be invested in 1 day to 1 year. Look to invest for say at least a period of 1 year. But, profits made above 36 months are taxed at 20 percent publish-indexation. In the case of guaranteed plans… 30,138. total reads . The start of a new year is always one of the best times to review your investment strategy. There are several advantages in availing short term investment plans, as compared to their log term counterparts. Debt finances are less risky and, hence, are much less unstable in comparison to equity price range. I love doing analysis on various Best Investment Plans like mutual funds, Stocks, IPO’s, NCD Bonds, Insurance products. Returns: An arbitrage fund leverages the price differential in the coins and derivatives market to generate returns. Its beta is 2 and Alpha is 4.75. If you have a time horizon up to 1 year, you can invest in liquid funds. Liquidity: NThe liquidity is excessive in those funds and units may be redeemed in short time. Investment Objective: The MF scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments. We know what happened last year, but 2020 is a chapter waiting to be written. SBI Life – Smart Elite Plan … Axis Banking ETF NFO – Should you Invest? me, have written 1800+ articles on this Blog. Best Investment Plans in India and Money Saving Ideas, Best SIP Plans for 1 year to invest in India. Its beta is 1.7 and Alpha is 4.5. RBL bank is offering 7.6 to 7.7% interest for 1-2 … and should have up to $20,000.00 to invest, but wanted to know what would be the best investment to double my money in a year or is that even possible:) Reply. While the recommended period for measuring real returns is usually 5 years, people decide their investments based on a 3-year return history. Liquidity: Normally, the RD account has a minimum lock-in period of one month. Guaranteed Investment Plan: Is it wise to pay Rs 1 lakh for 5 years to get Rs 1.5 lakh annually? The prospect's details can be shared with the insurance companies, CIN: U72900HR2013PTC050932 PolicyX.com Insurance Web Aggregator Private Limited, Registered Office: 1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India, Quick Guide to Post Office Monthly Income Scheme. This is the reason why many are always on the lookout for top investment plans where they can double their money in few months or years with little or no risk. Taxation: The taxation is much like debt price range. Who can invest in Low Duration  Debt funds. SBI Life – Smart Wealth Builder Plan Key Features & Benefits 3. SIP is where you invest a fixed amount in mutual fund schemes. These would invest in overnight securities with a maturity of one day. Sanlam’s personal investment plans are suited to various levels of affordability & risk. Fixed Deposit FDs are the safest and secure investment options provided by banks and post offices which earn … However, a high-return, low-risk combination in a investment product, unfortunately, does not exist. in case your funding horizon is anywhere as much as 12 months, select safe investments options where the risk of dropping capital isn't there. NRIs can open trading account but they can’t do day trading in stocks – they can only sell the stocks that are already delivered to them. Article: Best Fixed Deposit Schemes in India, A fixed maturity plan (FMP) is a close-ended debt mutual fund. Its portfolio includes diverse constant earnings instruments with matching maturities. Some investors might be thinking to save money every month for short duration of 1 month to 1 year period. If you want to park money, but are not sure whether you need money in 3 months to 1 year period and willing to invest every month, investing in Ultra Short Term Funds through SIP could be a good bet. In an emerging economy wherein the inflation rate is growing by 6%, investing money in traditional saving schemes is a sub-optimal strategy. And for this, you could earn about 7 percent in step annum! Mf scheme seeks to provide high liquidity and safety with reasonable returns through investments in a range of debt money. 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